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About Our Agency

Harders & Bradford Insurance Agency provides comprehensive insurance options.

Trusted for our superior, knowledgeable service.

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Harders & Bradford Insurance Agency is a full-service insurance agency insuring individuals and businesses in Silver Spring, MD, and is licensed in Maryland, Virginia, North Carolina, and Washington DC.

Team - Trae White -

Meet Trae White

Owner and Insurance Advisor

  • 10+ years of experience between Amica Mutual Insurance Company and ERIE Insurance Group.
  • Holds five insurance designations and certifications. (CPCU, CIC, API, AIC, AINS)
  • Graduate of The University of North Carolina at Chapel Hill.
  • Values superior customer service and building long-lasting client relationships.
Learn More About Trae
Independent to provide you with options.

As an independent agency, we offer you choices for insurance packages that suit your diverse needs. Because we’re independent, our priority is you—not the insurance company. We represent insurance companies that offer a wide variety of coverage options and price points. Our goal is to deliver the right blend of price, coverage, and service.

Customer-centic service committed to your needs.

When you contact our agency, you’ll always get efficient, friendly, and knowledgeable service. We pride ourselves on our dedication to serving your needs to the best of our abilities and are willing to go the extra mile to ensure you are protected with the right coverage.

Experience where it matters.

Built on the foundations of insurance expertise, Harders & Bradford Insurance Agency has a unique depth of industry insight. This means that you’ll benefit from having an experienced and knowledgeable advisor by your side. In fact, Owner and Insurance Advisor, Trae White, has more than a decade of experience in the insurance industry alone and is passionate about helping you every step of the way.

Our Mission Statement

At Harders & Bradford Insurance Agency, we are driven by our core values and focus on serving the needs of our clients, providing superior, knowledgeable service, advice, and coverage.

Why Go Independent?Meet the Owner
About Our Agency - Team Posing Together Dressed Professionally

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As an independent agency, we are here to help you find the right coverage.

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Proud Members of Independent Insurance Agents Of Maryland
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The Advantage of an Independent Agency Working for You

  • Personalized insurance solutions.
  • Friendly, knowledgeable service.
  • Building trusted relationships.
Find Out How

Our Core Values

Our core values are what drives us to serve you.

A Values Driven Agency

Our agency was formed upon the core values that continue to drive how we operate, with the main goal of providing our clients with superior, knowledgeable service.


We are empathetic about the customer and will strive to get it right each time.


We continually hone our skills and technical knowledge to provide a superior customer experience.


We are obsessed with getting better, and will never stop learning, growing, and improving our operation.


We operate with the highest level of integrity in all that we do. Our clients and carrier partners trust that we keep our promises and do the right thing.


We are passionate about helping people and elevating the industry we serve.

Rock Stars

We only hire rock stars, those who aspire to become insurance gurus and future leaders.


We work together in our agency for our collective success.

Conveniently Located in the Montgomery County

Visit us in our Silver Spring, MD office, located in Montgomery county.

Visit Our Office

  Request an Insurance Quote

As an independent agency, we are here to help you find the right coverage.

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It only takes a minute to get started.

  • Fill out the form, we’ll be in touch.
  • Go over your options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!